Free SR22 Insurance Quotes

Enter your zip code below to get a list of auto insurance companies that offer SR22 insurance in your area.

Get your SR22 insurance quotes now =>

SR22 Insurance

High risk insurers required to file SR22 Insurance form can also be selective with their policy carrier. SR22 Insurance rates can be found by using our form to compare various sites rates for the high risk policy.

We want to help you find the best rates available. We understand that SR22 insurance can put some clients in a difficult situation. They must carry the insurance in order to drive, but it costs a great deal more than a regular insurance carrier. Our comparison form takes you through a simple step process where you can eliminate the high cost insurers and focus on the affordable SR22 insurance rates.

What is SR22 Insurance
SR22 insurance refers to a form rather than a policy. When a person files an SR22 insurance form they are doing so with the Department of Motor Vehicles to prove they are carrying insurance. To the government this shows the customer has fulfilled their obligation to carry insurance on their motor vehicle.

For those seeking SR22 insurance, they can rest assured that every car insurance company can and will fulfill the obligation of sending the SR22 insurance form to the government agency, assuming the individual receives coverage.

If the court requires a person to have SR22 insurance, then they must seek that type of insurance when looking for deals on car insurance.
Why would someone be required to carry SR22 insurance?
The US has strict motor vehicle laws. A person found to be disobeying any of the following traffic laws as mandated by their state may face the possibility of needing to provide SR22 Insurance.

Driving without insurance (the top reason for SR22 insurance)
Receiving a DUI or DWI or a reckless driving conviction
Driving on a suspended license

While there are other reasons for a person to be required to carry SR22 insurance, these are the most common reasons. In some cases, a person may not even own or drive a vehicle, but still be mandated to carry non-owner SR22 insurance.
How long do you have to keep SR22 insurance coverage?

The court typically tells the individual how long they will be required to carry SR22 insurance. In most cases, the insurance will be necessary for a period of years, ranging from one to three. A good majority of drivers need to carry SR22 insurance for a period of more than one year.

SR22 insurance requirements vary from state to state. Some states have longer terms for their SR22 insurance recipients while others do not even have SR22 insurance as an option. The states that don’t require SR22 insurance include Minnesota, Delaware, Kentucky, New Mexico, Oklahoma, and Pennsylvania. For those who have a requirement from a state to carry SR22 insurance, they cannot get out of that obligation by moving to one of the states that don’t require the form. They are still responsible for their SR22 insurance timeframe.

Does SR22 Insurance cost more?

An SR22 policy does carry more expenses for the insurance carrier that is then passed on to the customer. Since the SR22 form must be filed on a regular basis, many car insurance companies require the customer to pay a setup fee and an additional administrative fee to maintain their account. This can translate to hundreds of dollars for the setup and an additional monthly on top of all ready high premiums.

We recommend using our car insurance comparison form to find the best rates.

Shopping With FoxRater.com?

Foxrater.com is your one-stop resource for free insurance quotes and comparisons. Whether you are looking for health insurance, auto insurance, home insurance or life insurance, this is the place to start. We make it easy for you. We've already partnered with the most reliable companies who promise to provide our customers with the lowest rates and the finest customer service available.